Rates & Insurance

How much does counseling cost?

  • Standard 45-50 min session is $150
  • Initial 75-80 min session is $175

The overall cost of therapy will vary depending on the frequency of appointments and the length of services

When and how do I pay?

TC Counseling accepts cash, check, and credit card payment. Payment is due at the time of service and is collected at the start of the counseling session.

What is your cancelation policy?

A credit card is placed on file when scheduling your session. You may pay with this card or another payment method at the time of service. However, Appointment no-shows and cancellations made less than 24 hours in advance are charged full rate.

What insurance plans do you accept?

TC Counseling does not accept or bill insurance directly. However, counseling/therapy services are eligible expenses for Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). In addition, we can provide you with the documentation you need to submit for Out-of-Network reimbursement from your insurance plan.

Why don’t you accept insurance?

By operating a 100% private pay practice, TC Counseling is able to provide you more complete privacy and confidentiality, allowing you control over how your personal information is shared. Insurance companies require any healthcare provider to assign a diagnosis code justifying any service provided. When a therapist/counselor provides a mental health diagnosis (ex. Depression, Anxiety Disorder, Substance Use Disorder, etc.) in order to seek reimbursement, that diagnosis becomes part of your medical history records. This can have unintended effects later on if this information is shared, either intentionally (medical history review for employment, insurance, etc.) or unintentionally (HIPPA violations, insurance database hacking, etc.).

What are “Out-of-Network” benefits?

All insurance providers have a network of preferred doctors, hospitals, clinics, and therapists they work with. However, some insurance plans will reimburse participants for qualified services they received from a provider outside this network of providers. You should always check with your current insurance provider to determine what Out-of-Network benefits you have.

Will my Insurance company will reimburse me?

In some cases, yes. TC Counseling can provide you with an itemized invoice known as a “Superbill” that can be submitted to your insurance company with a request for reimbursement. Again, always check directly with your insurance provider first to get all the information on Out-of-Network benefits.

Any Other Questions

Please contact me for any additional questions you may have. I look forward to hearing from you!